LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,158
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,812
−HK$1,680/mo
Today · 4.125%
HK$56,492
baseline
▲ 0.50% · 4.625%
HK$59,929
+HK$3,437/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$112,984/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$990,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,138
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$60,724
−HK$1,609/mo
Today · 4.125%
HK$62,333
baseline
▲ 0.50% · 4.625%
HK$65,619
+HK$3,286/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,666/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$990,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,790
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$65,774
−HK$2,016/mo
Today · 4.125%
HK$67,790
baseline
▲ 0.50% · 4.625%
HK$71,915
+HK$4,125/mo
Deposit HK$9.32M · loan HK$13.99M · min. income ≈ HK$135,580/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$990,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,966
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$72,869
−HK$1,931/mo
Today · 4.125%
HK$74,800
baseline
▲ 0.50% · 4.625%
HK$78,743
+HK$3,943/mo
Deposit HK$9.32M · loan HK$13.99M · min. income ≈ HK$149,600/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$990,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,422
−HK$4,667/mo
▼ 0.25% · 3.875%
HK$76,737
−HK$2,352/mo
Today · 4.125%
HK$79,089
baseline
▲ 0.50% · 4.625%
HK$83,901
+HK$4,812/mo
Deposit HK$6.99M · loan HK$16.32M · min. income ≈ HK$158,178/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,794
−HK$4,473/mo
▼ 0.25% · 3.875%
HK$85,014
−HK$2,253/mo
Today · 4.125%
HK$87,267
baseline
▲ 0.50% · 4.625%
HK$91,867
+HK$4,600/mo
Deposit HK$6.99M · loan HK$16.32M · min. income ≈ HK$174,534/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,685
−HK$6,000/mo
▼ 0.25% · 3.875%
HK$98,662
−HK$3,023/mo
Today · 4.125%
HK$101,685
baseline
▲ 0.50% · 4.625%
HK$107,873
+HK$6,188/mo
Deposit HK$2.33M · loan HK$20.98M · min. income ≈ HK$203,370/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,449
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$109,304
−HK$2,896/mo
Today · 4.125%
HK$112,200
baseline
▲ 0.50% · 4.625%
HK$118,114
+HK$5,914/mo
Deposit HK$2.33M · loan HK$20.98M · min. income ≈ HK$224,400/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,781 · Scale 2, in force from 26 Feb 2026)