LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,162
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,816
−HK$1,680/mo
Today · 4.125%
HK$56,496
baseline
▲ 0.50% · 4.625%
HK$59,934
+HK$3,438/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$112,992/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$990,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,143
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$60,729
−HK$1,609/mo
Today · 4.125%
HK$62,338
baseline
▲ 0.50% · 4.625%
HK$65,624
+HK$3,286/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,676/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$990,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,795
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$65,779
−HK$2,016/mo
Today · 4.125%
HK$67,795
baseline
▲ 0.50% · 4.625%
HK$71,921
+HK$4,126/mo
Deposit HK$9.33M · loan HK$13.99M · min. income ≈ HK$135,590/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$990,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,971
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,875
−HK$1,931/mo
Today · 4.125%
HK$74,806
baseline
▲ 0.50% · 4.625%
HK$78,749
+HK$3,943/mo
Deposit HK$9.33M · loan HK$13.99M · min. income ≈ HK$149,612/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$990,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,427
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$76,743
−HK$2,352/mo
Today · 4.125%
HK$79,095
baseline
▲ 0.50% · 4.625%
HK$83,907
+HK$4,812/mo
Deposit HK$6.99M · loan HK$16.32M · min. income ≈ HK$158,190/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$990,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,800
−HK$4,473/mo
▼ 0.25% · 3.875%
HK$85,020
−HK$2,253/mo
Today · 4.125%
HK$87,273
baseline
▲ 0.50% · 4.625%
HK$91,873
+HK$4,600/mo
Deposit HK$6.99M · loan HK$16.32M · min. income ≈ HK$174,546/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$990,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,692
−HK$6,001/mo
▼ 0.25% · 3.875%
HK$98,669
−HK$3,024/mo
Today · 4.125%
HK$101,693
baseline
▲ 0.50% · 4.625%
HK$107,881
+HK$6,188/mo
Deposit HK$2.33M · loan HK$20.98M · min. income ≈ HK$203,386/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,457
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$109,312
−HK$2,896/mo
Today · 4.125%
HK$112,208
baseline
▲ 0.50% · 4.625%
HK$118,123
+HK$5,915/mo
Deposit HK$2.33M · loan HK$20.98M · min. income ≈ HK$224,416/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,856 · Scale 2, in force from 26 Feb 2026)