LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,165
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$54,818
−HK$1,680/mo
Today · 4.125%
HK$56,498
baseline
▲ 0.50% · 4.625%
HK$59,936
+HK$3,438/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$112,996/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$990,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,145
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$60,731
−HK$1,609/mo
Today · 4.125%
HK$62,340
baseline
▲ 0.50% · 4.625%
HK$65,627
+HK$3,287/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,680/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$990,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,797
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,782
−HK$2,016/mo
Today · 4.125%
HK$67,798
baseline
▲ 0.50% · 4.625%
HK$71,923
+HK$4,125/mo
Deposit HK$9.33M · loan HK$13.99M · min. income ≈ HK$135,596/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$990,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,974
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,878
−HK$1,931/mo
Today · 4.125%
HK$74,809
baseline
▲ 0.50% · 4.625%
HK$78,752
+HK$3,943/mo
Deposit HK$9.33M · loan HK$13.99M · min. income ≈ HK$149,618/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$990,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,430
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$76,746
−HK$2,352/mo
Today · 4.125%
HK$79,098
baseline
▲ 0.50% · 4.625%
HK$83,911
+HK$4,813/mo
Deposit HK$6.99M · loan HK$16.32M · min. income ≈ HK$158,196/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$990,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,803
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$85,024
−HK$2,253/mo
Today · 4.125%
HK$87,277
baseline
▲ 0.50% · 4.625%
HK$91,877
+HK$4,600/mo
Deposit HK$6.99M · loan HK$16.32M · min. income ≈ HK$174,554/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$990,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,696
−HK$6,001/mo
▼ 0.25% · 3.875%
HK$98,673
−HK$3,024/mo
Today · 4.125%
HK$101,697
baseline
▲ 0.50% · 4.625%
HK$107,885
+HK$6,188/mo
Deposit HK$2.33M · loan HK$20.98M · min. income ≈ HK$203,394/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,461
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$109,316
−HK$2,897/mo
Today · 4.125%
HK$112,213
baseline
▲ 0.50% · 4.625%
HK$118,128
+HK$5,915/mo
Deposit HK$2.33M · loan HK$20.98M · min. income ≈ HK$224,426/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,895 · Scale 2, in force from 26 Feb 2026)