LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,166
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,819
−HK$1,681/mo
Today · 4.125%
HK$56,500
baseline
▲ 0.50% · 4.625%
HK$59,937
+HK$3,437/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$113,000/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$990,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,146
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,732
−HK$1,610/mo
Today · 4.125%
HK$62,342
baseline
▲ 0.50% · 4.625%
HK$65,628
+HK$3,286/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,684/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$990,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,799
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$65,783
−HK$2,016/mo
Today · 4.125%
HK$67,799
baseline
▲ 0.50% · 4.625%
HK$71,925
+HK$4,126/mo
Deposit HK$9.33M · loan HK$13.99M · min. income ≈ HK$135,598/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$990,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,975
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,879
−HK$1,931/mo
Today · 4.125%
HK$74,810
baseline
▲ 0.50% · 4.625%
HK$78,753
+HK$3,943/mo
Deposit HK$9.33M · loan HK$13.99M · min. income ≈ HK$149,620/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$990,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,432
−HK$4,667/mo
▼ 0.25% · 3.875%
HK$76,747
−HK$2,352/mo
Today · 4.125%
HK$79,099
baseline
▲ 0.50% · 4.625%
HK$83,912
+HK$4,813/mo
Deposit HK$6.99M · loan HK$16.32M · min. income ≈ HK$158,198/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$990,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,805
−HK$4,473/mo
▼ 0.25% · 3.875%
HK$85,025
−HK$2,253/mo
Today · 4.125%
HK$87,278
baseline
▲ 0.50% · 4.625%
HK$91,879
+HK$4,601/mo
Deposit HK$6.99M · loan HK$16.32M · min. income ≈ HK$174,556/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$990,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,698
−HK$6,001/mo
▼ 0.25% · 3.875%
HK$98,675
−HK$3,024/mo
Today · 4.125%
HK$101,699
baseline
▲ 0.50% · 4.625%
HK$107,887
+HK$6,188/mo
Deposit HK$2.33M · loan HK$20.98M · min. income ≈ HK$203,398/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,463
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$109,318
−HK$2,897/mo
Today · 4.125%
HK$112,215
baseline
▲ 0.50% · 4.625%
HK$118,130
+HK$5,915/mo
Deposit HK$2.33M · loan HK$20.98M · min. income ≈ HK$224,430/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,914 · Scale 2, in force from 26 Feb 2026)