LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,168
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,822
−HK$1,680/mo
Today · 4.125%
HK$56,502
baseline
▲ 0.50% · 4.625%
HK$59,940
+HK$3,438/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$113,004/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$990,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,149
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$60,735
−HK$1,609/mo
Today · 4.125%
HK$62,344
baseline
▲ 0.50% · 4.625%
HK$65,631
+HK$3,287/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,688/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$990,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,801
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,786
−HK$2,016/mo
Today · 4.125%
HK$67,802
baseline
▲ 0.50% · 4.625%
HK$71,928
+HK$4,126/mo
Deposit HK$9.33M · loan HK$13.99M · min. income ≈ HK$135,604/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$990,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,978
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,882
−HK$1,931/mo
Today · 4.125%
HK$74,813
baseline
▲ 0.50% · 4.625%
HK$78,757
+HK$3,944/mo
Deposit HK$9.33M · loan HK$13.99M · min. income ≈ HK$149,626/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$990,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,435
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$76,750
−HK$2,353/mo
Today · 4.125%
HK$79,103
baseline
▲ 0.50% · 4.625%
HK$83,916
+HK$4,813/mo
Deposit HK$6.99M · loan HK$16.32M · min. income ≈ HK$158,206/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$990,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,808
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$85,029
−HK$2,253/mo
Today · 4.125%
HK$87,282
baseline
▲ 0.50% · 4.625%
HK$91,883
+HK$4,601/mo
Deposit HK$6.99M · loan HK$16.32M · min. income ≈ HK$174,564/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$990,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,702
−HK$6,002/mo
▼ 0.25% · 3.875%
HK$98,679
−HK$3,025/mo
Today · 4.125%
HK$101,704
baseline
▲ 0.50% · 4.625%
HK$107,892
+HK$6,188/mo
Deposit HK$2.33M · loan HK$20.98M · min. income ≈ HK$203,408/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,468
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$109,323
−HK$2,897/mo
Today · 4.125%
HK$112,220
baseline
▲ 0.50% · 4.625%
HK$118,135
+HK$5,915/mo
Deposit HK$2.33M · loan HK$20.98M · min. income ≈ HK$224,440/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,957 · Scale 2, in force from 26 Feb 2026)