LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,171
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,825
−HK$1,680/mo
Today · 4.125%
HK$56,505
baseline
▲ 0.50% · 4.625%
HK$59,944
+HK$3,439/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$113,010/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$991,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,152
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,739
−HK$1,609/mo
Today · 4.125%
HK$62,348
baseline
▲ 0.50% · 4.625%
HK$65,635
+HK$3,287/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,696/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$991,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,805
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,790
−HK$2,016/mo
Today · 4.125%
HK$67,806
baseline
▲ 0.50% · 4.625%
HK$71,932
+HK$4,126/mo
Deposit HK$9.33M · loan HK$13.99M · min. income ≈ HK$135,612/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,983
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,887
−HK$1,931/mo
Today · 4.125%
HK$74,818
baseline
▲ 0.50% · 4.625%
HK$78,762
+HK$3,944/mo
Deposit HK$9.33M · loan HK$13.99M · min. income ≈ HK$149,636/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,440
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$76,755
−HK$2,353/mo
Today · 4.125%
HK$79,108
baseline
▲ 0.50% · 4.625%
HK$83,921
+HK$4,813/mo
Deposit HK$7.00M · loan HK$16.32M · min. income ≈ HK$158,216/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,813
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$85,034
−HK$2,253/mo
Today · 4.125%
HK$87,287
baseline
▲ 0.50% · 4.625%
HK$91,888
+HK$4,601/mo
Deposit HK$7.00M · loan HK$16.32M · min. income ≈ HK$174,574/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,708
−HK$6,002/mo
▼ 0.25% · 3.875%
HK$98,685
−HK$3,025/mo
Today · 4.125%
HK$101,710
baseline
▲ 0.50% · 4.625%
HK$107,899
+HK$6,189/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$203,420/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,474
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$109,330
−HK$2,897/mo
Today · 4.125%
HK$112,227
baseline
▲ 0.50% · 4.625%
HK$118,142
+HK$5,915/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$224,454/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,017 · Scale 2, in force from 26 Feb 2026)