LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,175
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,829
−HK$1,680/mo
Today · 4.125%
HK$56,509
baseline
▲ 0.50% · 4.625%
HK$59,947
+HK$3,438/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$113,018/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$991,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,156
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,743
−HK$1,609/mo
Today · 4.125%
HK$62,352
baseline
▲ 0.50% · 4.625%
HK$65,639
+HK$3,287/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,704/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$991,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,809
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,794
−HK$2,017/mo
Today · 4.125%
HK$67,811
baseline
▲ 0.50% · 4.625%
HK$71,937
+HK$4,126/mo
Deposit HK$9.33M · loan HK$13.99M · min. income ≈ HK$135,622/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,987
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,891
−HK$1,932/mo
Today · 4.125%
HK$74,823
baseline
▲ 0.50% · 4.625%
HK$78,767
+HK$3,944/mo
Deposit HK$9.33M · loan HK$13.99M · min. income ≈ HK$149,646/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,444
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$76,760
−HK$2,353/mo
Today · 4.125%
HK$79,113
baseline
▲ 0.50% · 4.625%
HK$83,926
+HK$4,813/mo
Deposit HK$7.00M · loan HK$16.32M · min. income ≈ HK$158,226/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,819
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$85,040
−HK$2,253/mo
Today · 4.125%
HK$87,293
baseline
▲ 0.50% · 4.625%
HK$91,894
+HK$4,601/mo
Deposit HK$7.00M · loan HK$16.32M · min. income ≈ HK$174,586/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,714
−HK$6,002/mo
▼ 0.25% · 3.875%
HK$98,691
−HK$3,025/mo
Today · 4.125%
HK$101,716
baseline
▲ 0.50% · 4.625%
HK$107,905
+HK$6,189/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$203,432/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,481
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$109,337
−HK$2,897/mo
Today · 4.125%
HK$112,234
baseline
▲ 0.50% · 4.625%
HK$118,150
+HK$5,916/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$224,468/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,081 · Scale 2, in force from 26 Feb 2026)