LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,177
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,831
−HK$1,681/mo
Today · 4.125%
HK$56,512
baseline
▲ 0.50% · 4.625%
HK$59,951
+HK$3,439/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$113,024/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$991,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,159
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,746
−HK$1,609/mo
Today · 4.125%
HK$62,355
baseline
▲ 0.50% · 4.625%
HK$65,642
+HK$3,287/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,710/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$991,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,813
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,798
−HK$2,016/mo
Today · 4.125%
HK$67,814
baseline
▲ 0.50% · 4.625%
HK$71,941
+HK$4,127/mo
Deposit HK$9.33M · loan HK$13.99M · min. income ≈ HK$135,628/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,991
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,895
−HK$1,931/mo
Today · 4.125%
HK$74,826
baseline
▲ 0.50% · 4.625%
HK$78,771
+HK$3,945/mo
Deposit HK$9.33M · loan HK$13.99M · min. income ≈ HK$149,652/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,448
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$76,764
−HK$2,353/mo
Today · 4.125%
HK$79,117
baseline
▲ 0.50% · 4.625%
HK$83,931
+HK$4,814/mo
Deposit HK$7.00M · loan HK$16.32M · min. income ≈ HK$158,234/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,823
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$85,044
−HK$2,253/mo
Today · 4.125%
HK$87,297
baseline
▲ 0.50% · 4.625%
HK$91,899
+HK$4,602/mo
Deposit HK$7.00M · loan HK$16.32M · min. income ≈ HK$174,594/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,719
−HK$6,002/mo
▼ 0.25% · 3.875%
HK$98,696
−HK$3,025/mo
Today · 4.125%
HK$101,721
baseline
▲ 0.50% · 4.625%
HK$107,911
+HK$6,190/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$203,442/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,486
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$109,342
−HK$2,898/mo
Today · 4.125%
HK$112,240
baseline
▲ 0.50% · 4.625%
HK$118,156
+HK$5,916/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$224,480/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,132 · Scale 2, in force from 26 Feb 2026)