LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,177
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,832
−HK$1,680/mo
Today · 4.125%
HK$56,512
baseline
▲ 0.50% · 4.625%
HK$59,951
+HK$3,439/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$113,024/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$991,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,159
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,746
−HK$1,610/mo
Today · 4.125%
HK$62,356
baseline
▲ 0.50% · 4.625%
HK$65,642
+HK$3,286/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,712/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$991,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,813
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,798
−HK$2,017/mo
Today · 4.125%
HK$67,815
baseline
▲ 0.50% · 4.625%
HK$71,941
+HK$4,126/mo
Deposit HK$9.33M · loan HK$13.99M · min. income ≈ HK$135,630/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,991
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,895
−HK$1,932/mo
Today · 4.125%
HK$74,827
baseline
▲ 0.50% · 4.625%
HK$78,771
+HK$3,944/mo
Deposit HK$9.33M · loan HK$13.99M · min. income ≈ HK$149,654/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,448
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$76,764
−HK$2,353/mo
Today · 4.125%
HK$79,117
baseline
▲ 0.50% · 4.625%
HK$83,931
+HK$4,814/mo
Deposit HK$7.00M · loan HK$16.32M · min. income ≈ HK$158,234/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,823
−HK$4,475/mo
▼ 0.25% · 3.875%
HK$85,044
−HK$2,254/mo
Today · 4.125%
HK$87,298
baseline
▲ 0.50% · 4.625%
HK$91,899
+HK$4,601/mo
Deposit HK$7.00M · loan HK$16.32M · min. income ≈ HK$174,596/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,719
−HK$6,003/mo
▼ 0.25% · 3.875%
HK$98,697
−HK$3,025/mo
Today · 4.125%
HK$101,722
baseline
▲ 0.50% · 4.625%
HK$107,911
+HK$6,189/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$203,444/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,487
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$109,343
−HK$2,897/mo
Today · 4.125%
HK$112,240
baseline
▲ 0.50% · 4.625%
HK$118,156
+HK$5,916/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$224,480/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,136 · Scale 2, in force from 26 Feb 2026)