LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,179
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,833
−HK$1,681/mo
Today · 4.125%
HK$56,514
baseline
▲ 0.50% · 4.625%
HK$59,953
+HK$3,439/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$113,028/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$991,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,161
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,748
−HK$1,609/mo
Today · 4.125%
HK$62,357
baseline
▲ 0.50% · 4.625%
HK$65,644
+HK$3,287/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,714/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$991,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,815
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,800
−HK$2,017/mo
Today · 4.125%
HK$67,817
baseline
▲ 0.50% · 4.625%
HK$71,943
+HK$4,126/mo
Deposit HK$9.33M · loan HK$13.99M · min. income ≈ HK$135,634/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,993
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,897
−HK$1,932/mo
Today · 4.125%
HK$74,829
baseline
▲ 0.50% · 4.625%
HK$78,773
+HK$3,944/mo
Deposit HK$9.33M · loan HK$13.99M · min. income ≈ HK$149,658/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,451
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$76,766
−HK$2,353/mo
Today · 4.125%
HK$79,119
baseline
▲ 0.50% · 4.625%
HK$83,934
+HK$4,815/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$158,238/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,826
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$85,047
−HK$2,253/mo
Today · 4.125%
HK$87,300
baseline
▲ 0.50% · 4.625%
HK$91,902
+HK$4,602/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$174,600/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,722
−HK$6,003/mo
▼ 0.25% · 3.875%
HK$98,700
−HK$3,025/mo
Today · 4.125%
HK$101,725
baseline
▲ 0.50% · 4.625%
HK$107,915
+HK$6,190/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$203,450/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,490
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$109,346
−HK$2,897/mo
Today · 4.125%
HK$112,243
baseline
▲ 0.50% · 4.625%
HK$118,160
+HK$5,917/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$224,486/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,165 · Scale 2, in force from 26 Feb 2026)