LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,180
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,834
−HK$1,681/mo
Today · 4.125%
HK$56,515
baseline
▲ 0.50% · 4.625%
HK$59,954
+HK$3,439/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$113,030/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$991,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,162
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,749
−HK$1,609/mo
Today · 4.125%
HK$62,358
baseline
▲ 0.50% · 4.625%
HK$65,645
+HK$3,287/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,716/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$991,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,816
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,801
−HK$2,017/mo
Today · 4.125%
HK$67,818
baseline
▲ 0.50% · 4.625%
HK$71,944
+HK$4,126/mo
Deposit HK$9.33M · loan HK$13.99M · min. income ≈ HK$135,636/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,994
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,899
−HK$1,931/mo
Today · 4.125%
HK$74,830
baseline
▲ 0.50% · 4.625%
HK$78,775
+HK$3,945/mo
Deposit HK$9.33M · loan HK$13.99M · min. income ≈ HK$149,660/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,452
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$76,768
−HK$2,353/mo
Today · 4.125%
HK$79,121
baseline
▲ 0.50% · 4.625%
HK$83,935
+HK$4,814/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$158,242/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,827
−HK$4,475/mo
▼ 0.25% · 3.875%
HK$85,048
−HK$2,254/mo
Today · 4.125%
HK$87,302
baseline
▲ 0.50% · 4.625%
HK$91,904
+HK$4,602/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$174,604/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,724
−HK$6,003/mo
▼ 0.25% · 3.875%
HK$98,701
−HK$3,026/mo
Today · 4.125%
HK$101,727
baseline
▲ 0.50% · 4.625%
HK$107,916
+HK$6,189/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$203,454/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,492
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$109,348
−HK$2,897/mo
Today · 4.125%
HK$112,245
baseline
▲ 0.50% · 4.625%
HK$118,162
+HK$5,917/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$224,490/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,181 · Scale 2, in force from 26 Feb 2026)