LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,186
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,840
−HK$1,681/mo
Today · 4.125%
HK$56,521
baseline
▲ 0.50% · 4.625%
HK$59,960
+HK$3,439/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$113,042/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$991,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,169
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,756
−HK$1,610/mo
Today · 4.125%
HK$62,366
baseline
▲ 0.50% · 4.625%
HK$65,653
+HK$3,287/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,732/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$991,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,823
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,808
−HK$2,017/mo
Today · 4.125%
HK$67,825
baseline
▲ 0.50% · 4.625%
HK$71,952
+HK$4,127/mo
Deposit HK$9.33M · loan HK$13.99M · min. income ≈ HK$135,650/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,003
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,907
−HK$1,932/mo
Today · 4.125%
HK$74,839
baseline
▲ 0.50% · 4.625%
HK$78,784
+HK$3,945/mo
Deposit HK$9.33M · loan HK$13.99M · min. income ≈ HK$149,678/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,460
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$76,777
−HK$2,353/mo
Today · 4.125%
HK$79,130
baseline
▲ 0.50% · 4.625%
HK$83,945
+HK$4,815/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$158,260/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,836
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$85,058
−HK$2,254/mo
Today · 4.125%
HK$87,312
baseline
▲ 0.50% · 4.625%
HK$91,914
+HK$4,602/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$174,624/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,735
−HK$6,003/mo
▼ 0.25% · 3.875%
HK$98,713
−HK$3,025/mo
Today · 4.125%
HK$101,738
baseline
▲ 0.50% · 4.625%
HK$107,929
+HK$6,191/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$203,476/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,504
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$109,360
−HK$2,898/mo
Today · 4.125%
HK$112,258
baseline
▲ 0.50% · 4.625%
HK$118,175
+HK$5,917/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$224,516/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,294 · Scale 2, in force from 26 Feb 2026)