LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,188
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,842
−HK$1,681/mo
Today · 4.125%
HK$56,523
baseline
▲ 0.50% · 4.625%
HK$59,962
+HK$3,439/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$113,046/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$991,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,171
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,758
−HK$1,610/mo
Today · 4.125%
HK$62,368
baseline
▲ 0.50% · 4.625%
HK$65,655
+HK$3,287/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,736/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$991,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,825
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,811
−HK$2,017/mo
Today · 4.125%
HK$67,828
baseline
▲ 0.50% · 4.625%
HK$71,955
+HK$4,127/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$135,656/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,005
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,909
−HK$1,932/mo
Today · 4.125%
HK$74,841
baseline
▲ 0.50% · 4.625%
HK$78,786
+HK$3,945/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$149,682/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,463
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$76,779
−HK$2,353/mo
Today · 4.125%
HK$79,132
baseline
▲ 0.50% · 4.625%
HK$83,947
+HK$4,815/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$158,264/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,839
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$85,061
−HK$2,254/mo
Today · 4.125%
HK$87,315
baseline
▲ 0.50% · 4.625%
HK$91,917
+HK$4,602/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$174,630/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,738
−HK$6,004/mo
▼ 0.25% · 3.875%
HK$98,716
−HK$3,026/mo
Today · 4.125%
HK$101,742
baseline
▲ 0.50% · 4.625%
HK$107,932
+HK$6,190/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$203,484/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,507
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$109,364
−HK$2,898/mo
Today · 4.125%
HK$112,262
baseline
▲ 0.50% · 4.625%
HK$118,179
+HK$5,917/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$224,524/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,327 · Scale 2, in force from 26 Feb 2026)