LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,188
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,843
−HK$1,681/mo
Today · 4.125%
HK$56,524
baseline
▲ 0.50% · 4.625%
HK$59,963
+HK$3,439/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$113,048/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$991,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,171
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,758
−HK$1,610/mo
Today · 4.125%
HK$62,368
baseline
▲ 0.50% · 4.625%
HK$65,656
+HK$3,288/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,736/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$991,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,826
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,811
−HK$2,017/mo
Today · 4.125%
HK$67,828
baseline
▲ 0.50% · 4.625%
HK$71,955
+HK$4,127/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$135,656/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,006
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,910
−HK$1,932/mo
Today · 4.125%
HK$74,842
baseline
▲ 0.50% · 4.625%
HK$78,787
+HK$3,945/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$149,684/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,463
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$76,780
−HK$2,353/mo
Today · 4.125%
HK$79,133
baseline
▲ 0.50% · 4.625%
HK$83,948
+HK$4,815/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$158,266/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,840
−HK$4,475/mo
▼ 0.25% · 3.875%
HK$85,062
−HK$2,253/mo
Today · 4.125%
HK$87,315
baseline
▲ 0.50% · 4.625%
HK$91,918
+HK$4,603/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$174,630/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,739
−HK$6,003/mo
▼ 0.25% · 3.875%
HK$98,717
−HK$3,025/mo
Today · 4.125%
HK$101,742
baseline
▲ 0.50% · 4.625%
HK$107,933
+HK$6,191/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$203,484/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,508
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$109,365
−HK$2,898/mo
Today · 4.125%
HK$112,263
baseline
▲ 0.50% · 4.625%
HK$118,180
+HK$5,917/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$224,526/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,335 · Scale 2, in force from 26 Feb 2026)