LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,189
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,844
−HK$1,680/mo
Today · 4.125%
HK$56,524
baseline
▲ 0.50% · 4.625%
HK$59,964
+HK$3,440/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$113,048/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$991,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,172
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,759
−HK$1,610/mo
Today · 4.125%
HK$62,369
baseline
▲ 0.50% · 4.625%
HK$65,657
+HK$3,288/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,738/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$991,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,827
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,812
−HK$2,017/mo
Today · 4.125%
HK$67,829
baseline
▲ 0.50% · 4.625%
HK$71,957
+HK$4,128/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$135,658/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,007
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,911
−HK$1,932/mo
Today · 4.125%
HK$74,843
baseline
▲ 0.50% · 4.625%
HK$78,788
+HK$3,945/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$149,686/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,465
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$76,781
−HK$2,353/mo
Today · 4.125%
HK$79,134
baseline
▲ 0.50% · 4.625%
HK$83,949
+HK$4,815/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$158,268/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,841
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$85,063
−HK$2,254/mo
Today · 4.125%
HK$87,317
baseline
▲ 0.50% · 4.625%
HK$91,919
+HK$4,602/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$174,634/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,740
−HK$6,004/mo
▼ 0.25% · 3.875%
HK$98,718
−HK$3,026/mo
Today · 4.125%
HK$101,744
baseline
▲ 0.50% · 4.625%
HK$107,935
+HK$6,191/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$203,488/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,510
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$109,367
−HK$2,898/mo
Today · 4.125%
HK$112,265
baseline
▲ 0.50% · 4.625%
HK$118,182
+HK$5,917/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$224,530/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,352 · Scale 2, in force from 26 Feb 2026)