LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,191
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,846
−HK$1,681/mo
Today · 4.125%
HK$56,527
baseline
▲ 0.50% · 4.625%
HK$59,966
+HK$3,439/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$113,054/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$991,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,175
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,762
−HK$1,610/mo
Today · 4.125%
HK$62,372
baseline
▲ 0.50% · 4.625%
HK$65,659
+HK$3,287/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,744/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$991,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,829
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,815
−HK$2,017/mo
Today · 4.125%
HK$67,832
baseline
▲ 0.50% · 4.625%
HK$71,960
+HK$4,128/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$135,664/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,010
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,914
−HK$1,932/mo
Today · 4.125%
HK$74,846
baseline
▲ 0.50% · 4.625%
HK$78,791
+HK$3,945/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$149,692/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,468
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$76,784
−HK$2,354/mo
Today · 4.125%
HK$79,138
baseline
▲ 0.50% · 4.625%
HK$83,953
+HK$4,815/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$158,276/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,845
−HK$4,475/mo
▼ 0.25% · 3.875%
HK$85,066
−HK$2,254/mo
Today · 4.125%
HK$87,320
baseline
▲ 0.50% · 4.625%
HK$91,923
+HK$4,603/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$174,640/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,744
−HK$6,004/mo
▼ 0.25% · 3.875%
HK$98,722
−HK$3,026/mo
Today · 4.125%
HK$101,748
baseline
▲ 0.50% · 4.625%
HK$107,939
+HK$6,191/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$203,496/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,514
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$109,371
−HK$2,898/mo
Today · 4.125%
HK$112,269
baseline
▲ 0.50% · 4.625%
HK$118,187
+HK$5,918/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$224,538/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,392 · Scale 2, in force from 26 Feb 2026)