LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,192
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,846
−HK$1,681/mo
Today · 4.125%
HK$56,527
baseline
▲ 0.50% · 4.625%
HK$59,967
+HK$3,440/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$113,054/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$991,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,175
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,762
−HK$1,610/mo
Today · 4.125%
HK$62,372
baseline
▲ 0.50% · 4.625%
HK$65,660
+HK$3,288/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,744/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$991,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,830
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,816
−HK$2,017/mo
Today · 4.125%
HK$67,833
baseline
▲ 0.50% · 4.625%
HK$71,960
+HK$4,127/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$135,666/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,010
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,915
−HK$1,932/mo
Today · 4.125%
HK$74,847
baseline
▲ 0.50% · 4.625%
HK$78,792
+HK$3,945/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$149,694/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,468
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$76,785
−HK$2,353/mo
Today · 4.125%
HK$79,138
baseline
▲ 0.50% · 4.625%
HK$83,954
+HK$4,816/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$158,276/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,845
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$85,067
−HK$2,254/mo
Today · 4.125%
HK$87,321
baseline
▲ 0.50% · 4.625%
HK$91,924
+HK$4,603/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$174,642/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,745
−HK$6,004/mo
▼ 0.25% · 3.875%
HK$98,723
−HK$3,026/mo
Today · 4.125%
HK$101,749
baseline
▲ 0.50% · 4.625%
HK$107,940
+HK$6,191/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$203,498/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,516
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$109,372
−HK$2,898/mo
Today · 4.125%
HK$112,270
baseline
▲ 0.50% · 4.625%
HK$118,188
+HK$5,918/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$224,540/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,402 · Scale 2, in force from 26 Feb 2026)