LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,192
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,847
−HK$1,681/mo
Today · 4.125%
HK$56,528
baseline
▲ 0.50% · 4.625%
HK$59,967
+HK$3,439/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$113,056/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,176
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,763
−HK$1,610/mo
Today · 4.125%
HK$62,373
baseline
▲ 0.50% · 4.625%
HK$65,661
+HK$3,288/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,746/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,831
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,816
−HK$2,017/mo
Today · 4.125%
HK$67,833
baseline
▲ 0.50% · 4.625%
HK$71,961
+HK$4,128/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$135,666/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,011
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,915
−HK$1,932/mo
Today · 4.125%
HK$74,847
baseline
▲ 0.50% · 4.625%
HK$78,793
+HK$3,946/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$149,694/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,469
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$76,785
−HK$2,354/mo
Today · 4.125%
HK$79,139
baseline
▲ 0.50% · 4.625%
HK$83,954
+HK$4,815/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$158,278/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,846
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$85,068
−HK$2,254/mo
Today · 4.125%
HK$87,322
baseline
▲ 0.50% · 4.625%
HK$91,925
+HK$4,603/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$174,644/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,746
−HK$6,004/mo
▼ 0.25% · 3.875%
HK$98,724
−HK$3,026/mo
Today · 4.125%
HK$101,750
baseline
▲ 0.50% · 4.625%
HK$107,941
+HK$6,191/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$203,500/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,516
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$109,373
−HK$2,898/mo
Today · 4.125%
HK$112,271
baseline
▲ 0.50% · 4.625%
HK$118,189
+HK$5,918/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$224,542/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,409 · Scale 2, in force from 26 Feb 2026)