LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,193
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,848
−HK$1,681/mo
Today · 4.125%
HK$56,529
baseline
▲ 0.50% · 4.625%
HK$59,968
+HK$3,439/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$113,058/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,177
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,764
−HK$1,610/mo
Today · 4.125%
HK$62,374
baseline
▲ 0.50% · 4.625%
HK$65,662
+HK$3,288/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,748/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,831
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,817
−HK$2,017/mo
Today · 4.125%
HK$67,834
baseline
▲ 0.50% · 4.625%
HK$71,962
+HK$4,128/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$135,668/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,012
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,916
−HK$1,932/mo
Today · 4.125%
HK$74,848
baseline
▲ 0.50% · 4.625%
HK$78,794
+HK$3,946/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$149,696/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,470
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$76,787
−HK$2,353/mo
Today · 4.125%
HK$79,140
baseline
▲ 0.50% · 4.625%
HK$83,955
+HK$4,815/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$158,280/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,847
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$85,069
−HK$2,254/mo
Today · 4.125%
HK$87,323
baseline
▲ 0.50% · 4.625%
HK$91,926
+HK$4,603/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$174,646/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,747
−HK$6,004/mo
▼ 0.25% · 3.875%
HK$98,726
−HK$3,025/mo
Today · 4.125%
HK$101,751
baseline
▲ 0.50% · 4.625%
HK$107,943
+HK$6,192/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$203,502/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,518
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$109,375
−HK$2,898/mo
Today · 4.125%
HK$112,273
baseline
▲ 0.50% · 4.625%
HK$118,191
+HK$5,918/mo
Deposit HK$2.33M · loan HK$20.99M · min. income ≈ HK$224,546/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,423 · Scale 2, in force from 26 Feb 2026)