LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,194
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,848
−HK$1,681/mo
Today · 4.125%
HK$56,529
baseline
▲ 0.50% · 4.625%
HK$59,969
+HK$3,440/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$113,058/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,177
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,764
−HK$1,610/mo
Today · 4.125%
HK$62,374
baseline
▲ 0.50% · 4.625%
HK$65,662
+HK$3,288/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,748/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,832
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,818
−HK$2,017/mo
Today · 4.125%
HK$67,835
baseline
▲ 0.50% · 4.625%
HK$71,963
+HK$4,128/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$135,670/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,013
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,917
−HK$1,932/mo
Today · 4.125%
HK$74,849
baseline
▲ 0.50% · 4.625%
HK$78,795
+HK$3,946/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$149,698/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,471
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$76,787
−HK$2,354/mo
Today · 4.125%
HK$79,141
baseline
▲ 0.50% · 4.625%
HK$83,956
+HK$4,815/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$158,282/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,848
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$85,070
−HK$2,254/mo
Today · 4.125%
HK$87,324
baseline
▲ 0.50% · 4.625%
HK$91,927
+HK$4,603/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$174,648/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,748
−HK$6,005/mo
▼ 0.25% · 3.875%
HK$98,727
−HK$3,026/mo
Today · 4.125%
HK$101,753
baseline
▲ 0.50% · 4.625%
HK$107,944
+HK$6,191/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$203,506/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,519
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$109,376
−HK$2,898/mo
Today · 4.125%
HK$112,274
baseline
▲ 0.50% · 4.625%
HK$118,192
+HK$5,918/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$224,548/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,435 · Scale 2, in force from 26 Feb 2026)