LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,195
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,850
−HK$1,681/mo
Today · 4.125%
HK$56,531
baseline
▲ 0.50% · 4.625%
HK$59,971
+HK$3,440/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$113,062/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,179
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,766
−HK$1,611/mo
Today · 4.125%
HK$62,377
baseline
▲ 0.50% · 4.625%
HK$65,664
+HK$3,287/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,754/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,834
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,820
−HK$2,017/mo
Today · 4.125%
HK$67,837
baseline
▲ 0.50% · 4.625%
HK$71,965
+HK$4,128/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$135,674/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,015
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,920
−HK$1,932/mo
Today · 4.125%
HK$74,852
baseline
▲ 0.50% · 4.625%
HK$78,797
+HK$3,945/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$149,704/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,473
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$76,790
−HK$2,354/mo
Today · 4.125%
HK$79,144
baseline
▲ 0.50% · 4.625%
HK$83,959
+HK$4,815/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$158,288/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,851
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$85,073
−HK$2,254/mo
Today · 4.125%
HK$87,327
baseline
▲ 0.50% · 4.625%
HK$91,930
+HK$4,603/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$174,654/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,752
−HK$6,004/mo
▼ 0.25% · 3.875%
HK$98,730
−HK$3,026/mo
Today · 4.125%
HK$101,756
baseline
▲ 0.50% · 4.625%
HK$107,948
+HK$6,192/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$203,512/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,523
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$109,380
−HK$2,898/mo
Today · 4.125%
HK$112,278
baseline
▲ 0.50% · 4.625%
HK$118,196
+HK$5,918/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$224,556/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,468 · Scale 2, in force from 26 Feb 2026)