LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,196
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,851
−HK$1,681/mo
Today · 4.125%
HK$56,532
baseline
▲ 0.50% · 4.625%
HK$59,972
+HK$3,440/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$113,064/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,180
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,767
−HK$1,610/mo
Today · 4.125%
HK$62,377
baseline
▲ 0.50% · 4.625%
HK$65,665
+HK$3,288/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,754/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,835
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,821
−HK$2,017/mo
Today · 4.125%
HK$67,838
baseline
▲ 0.50% · 4.625%
HK$71,966
+HK$4,128/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$135,676/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,016
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,920
−HK$1,933/mo
Today · 4.125%
HK$74,853
baseline
▲ 0.50% · 4.625%
HK$78,798
+HK$3,945/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$149,706/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,474
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$76,791
−HK$2,353/mo
Today · 4.125%
HK$79,144
baseline
▲ 0.50% · 4.625%
HK$83,960
+HK$4,816/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$158,288/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,852
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$85,074
−HK$2,254/mo
Today · 4.125%
HK$87,328
baseline
▲ 0.50% · 4.625%
HK$91,931
+HK$4,603/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$174,656/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,753
−HK$6,004/mo
▼ 0.25% · 3.875%
HK$98,731
−HK$3,026/mo
Today · 4.125%
HK$101,757
baseline
▲ 0.50% · 4.625%
HK$107,949
+HK$6,192/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$203,514/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,524
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$109,381
−HK$2,898/mo
Today · 4.125%
HK$112,279
baseline
▲ 0.50% · 4.625%
HK$118,197
+HK$5,918/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$224,558/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,478 · Scale 2, in force from 26 Feb 2026)