LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,196
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,851
−HK$1,681/mo
Today · 4.125%
HK$56,532
baseline
▲ 0.50% · 4.625%
HK$59,972
+HK$3,440/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$113,064/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,180
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,767
−HK$1,611/mo
Today · 4.125%
HK$62,378
baseline
▲ 0.50% · 4.625%
HK$65,666
+HK$3,288/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,756/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,835
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,821
−HK$2,017/mo
Today · 4.125%
HK$67,838
baseline
▲ 0.50% · 4.625%
HK$71,966
+HK$4,128/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$135,676/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,016
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,921
−HK$1,932/mo
Today · 4.125%
HK$74,853
baseline
▲ 0.50% · 4.625%
HK$78,799
+HK$3,946/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$149,706/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,475
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$76,791
−HK$2,354/mo
Today · 4.125%
HK$79,145
baseline
▲ 0.50% · 4.625%
HK$83,961
+HK$4,816/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$158,290/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,852
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$85,074
−HK$2,255/mo
Today · 4.125%
HK$87,329
baseline
▲ 0.50% · 4.625%
HK$91,932
+HK$4,603/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$174,658/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,753
−HK$6,005/mo
▼ 0.25% · 3.875%
HK$98,732
−HK$3,026/mo
Today · 4.125%
HK$101,758
baseline
▲ 0.50% · 4.625%
HK$107,949
+HK$6,191/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$203,516/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,524
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$109,381
−HK$2,899/mo
Today · 4.125%
HK$112,280
baseline
▲ 0.50% · 4.625%
HK$118,198
+HK$5,918/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$224,560/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,484 · Scale 2, in force from 26 Feb 2026)