LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,197
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,852
−HK$1,681/mo
Today · 4.125%
HK$56,533
baseline
▲ 0.50% · 4.625%
HK$59,973
+HK$3,440/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$113,066/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,181
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,768
−HK$1,610/mo
Today · 4.125%
HK$62,378
baseline
▲ 0.50% · 4.625%
HK$65,666
+HK$3,288/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,756/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,836
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,822
−HK$2,017/mo
Today · 4.125%
HK$67,839
baseline
▲ 0.50% · 4.625%
HK$71,967
+HK$4,128/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$135,678/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,017
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,922
−HK$1,932/mo
Today · 4.125%
HK$74,854
baseline
▲ 0.50% · 4.625%
HK$78,800
+HK$3,946/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$149,708/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,476
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$76,792
−HK$2,354/mo
Today · 4.125%
HK$79,146
baseline
▲ 0.50% · 4.625%
HK$83,962
+HK$4,816/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$158,292/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,853
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$85,076
−HK$2,254/mo
Today · 4.125%
HK$87,330
baseline
▲ 0.50% · 4.625%
HK$91,933
+HK$4,603/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$174,660/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,754
−HK$6,005/mo
▼ 0.25% · 3.875%
HK$98,733
−HK$3,026/mo
Today · 4.125%
HK$101,759
baseline
▲ 0.50% · 4.625%
HK$107,951
+HK$6,192/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$203,518/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,526
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$109,383
−HK$2,898/mo
Today · 4.125%
HK$112,281
baseline
▲ 0.50% · 4.625%
HK$118,200
+HK$5,919/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$224,562/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,498 · Scale 2, in force from 26 Feb 2026)