LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,197
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,852
−HK$1,681/mo
Today · 4.125%
HK$56,533
baseline
▲ 0.50% · 4.625%
HK$59,973
+HK$3,440/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$113,066/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,182
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,769
−HK$1,610/mo
Today · 4.125%
HK$62,379
baseline
▲ 0.50% · 4.625%
HK$65,667
+HK$3,288/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,758/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,837
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,823
−HK$2,017/mo
Today · 4.125%
HK$67,840
baseline
▲ 0.50% · 4.625%
HK$71,968
+HK$4,128/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$135,680/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,018
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,923
−HK$1,932/mo
Today · 4.125%
HK$74,855
baseline
▲ 0.50% · 4.625%
HK$78,801
+HK$3,946/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$149,710/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,476
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$76,793
−HK$2,354/mo
Today · 4.125%
HK$79,147
baseline
▲ 0.50% · 4.625%
HK$83,963
+HK$4,816/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$158,294/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,854
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$85,076
−HK$2,255/mo
Today · 4.125%
HK$87,331
baseline
▲ 0.50% · 4.625%
HK$91,934
+HK$4,603/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$174,662/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,755
−HK$6,005/mo
▼ 0.25% · 3.875%
HK$98,734
−HK$3,026/mo
Today · 4.125%
HK$101,760
baseline
▲ 0.50% · 4.625%
HK$107,952
+HK$6,192/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$203,520/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,527
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$109,384
−HK$2,898/mo
Today · 4.125%
HK$112,282
baseline
▲ 0.50% · 4.625%
HK$118,201
+HK$5,919/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$224,564/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,508 · Scale 2, in force from 26 Feb 2026)