LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,199
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,853
−HK$1,682/mo
Today · 4.125%
HK$56,535
baseline
▲ 0.50% · 4.625%
HK$59,975
+HK$3,440/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,070/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,183
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,770
−HK$1,610/mo
Today · 4.125%
HK$62,380
baseline
▲ 0.50% · 4.625%
HK$65,668
+HK$3,288/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,760/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,838
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,824
−HK$2,017/mo
Today · 4.125%
HK$67,841
baseline
▲ 0.50% · 4.625%
HK$71,969
+HK$4,128/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$135,682/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,019
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,924
−HK$1,932/mo
Today · 4.125%
HK$74,856
baseline
▲ 0.50% · 4.625%
HK$78,802
+HK$3,946/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$149,712/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,478
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$76,795
−HK$2,353/mo
Today · 4.125%
HK$79,148
baseline
▲ 0.50% · 4.625%
HK$83,964
+HK$4,816/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$158,296/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,856
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$85,078
−HK$2,254/mo
Today · 4.125%
HK$87,332
baseline
▲ 0.50% · 4.625%
HK$91,936
+HK$4,604/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$174,664/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,757
−HK$6,005/mo
▼ 0.25% · 3.875%
HK$98,736
−HK$3,026/mo
Today · 4.125%
HK$101,762
baseline
▲ 0.50% · 4.625%
HK$107,954
+HK$6,192/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$203,524/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,529
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$109,386
−HK$2,899/mo
Today · 4.125%
HK$112,285
baseline
▲ 0.50% · 4.625%
HK$118,203
+HK$5,918/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$224,570/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,529 · Scale 2, in force from 26 Feb 2026)