LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,203
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,858
−HK$1,682/mo
Today · 4.125%
HK$56,540
baseline
▲ 0.50% · 4.625%
HK$59,980
+HK$3,440/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,080/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,188
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,776
−HK$1,610/mo
Today · 4.125%
HK$62,386
baseline
▲ 0.50% · 4.625%
HK$65,674
+HK$3,288/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,772/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,844
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$65,830
−HK$2,018/mo
Today · 4.125%
HK$67,848
baseline
▲ 0.50% · 4.625%
HK$71,976
+HK$4,128/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$135,696/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,026
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,931
−HK$1,932/mo
Today · 4.125%
HK$74,863
baseline
▲ 0.50% · 4.625%
HK$78,809
+HK$3,946/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$149,726/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,485
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$76,802
−HK$2,354/mo
Today · 4.125%
HK$79,156
baseline
▲ 0.50% · 4.625%
HK$83,972
+HK$4,816/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$158,312/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,864
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$85,086
−HK$2,254/mo
Today · 4.125%
HK$87,340
baseline
▲ 0.50% · 4.625%
HK$91,944
+HK$4,604/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$174,680/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,766
−HK$6,006/mo
▼ 0.25% · 3.875%
HK$98,745
−HK$3,027/mo
Today · 4.125%
HK$101,772
baseline
▲ 0.50% · 4.625%
HK$107,964
+HK$6,192/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$203,544/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,539
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$109,396
−HK$2,899/mo
Today · 4.125%
HK$112,295
baseline
▲ 0.50% · 4.625%
HK$118,214
+HK$5,919/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$224,590/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,619 · Scale 2, in force from 26 Feb 2026)