LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,204
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,859
−HK$1,682/mo
Today · 4.125%
HK$56,541
baseline
▲ 0.50% · 4.625%
HK$59,981
+HK$3,440/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,082/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,189
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,777
−HK$1,610/mo
Today · 4.125%
HK$62,387
baseline
▲ 0.50% · 4.625%
HK$65,676
+HK$3,289/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,774/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,845
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$65,831
−HK$2,018/mo
Today · 4.125%
HK$67,849
baseline
▲ 0.50% · 4.625%
HK$71,977
+HK$4,128/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$135,698/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,027
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,932
−HK$1,933/mo
Today · 4.125%
HK$74,865
baseline
▲ 0.50% · 4.625%
HK$78,811
+HK$3,946/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$149,730/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$991,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,486
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$76,803
−HK$2,354/mo
Today · 4.125%
HK$79,157
baseline
▲ 0.50% · 4.625%
HK$83,974
+HK$4,817/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$158,314/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,865
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$85,087
−HK$2,255/mo
Today · 4.125%
HK$87,342
baseline
▲ 0.50% · 4.625%
HK$91,946
+HK$4,604/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$174,684/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,768
−HK$6,005/mo
▼ 0.25% · 3.875%
HK$98,747
−HK$3,026/mo
Today · 4.125%
HK$101,773
baseline
▲ 0.50% · 4.625%
HK$107,966
+HK$6,193/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$203,546/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,541
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$109,398
−HK$2,899/mo
Today · 4.125%
HK$112,297
baseline
▲ 0.50% · 4.625%
HK$118,216
+HK$5,919/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$224,594/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$991,637 · Scale 2, in force from 26 Feb 2026)