LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,207
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,862
−HK$1,681/mo
Today · 4.125%
HK$56,543
baseline
▲ 0.50% · 4.625%
HK$59,984
+HK$3,441/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,086/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,192
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,780
−HK$1,610/mo
Today · 4.125%
HK$62,390
baseline
▲ 0.50% · 4.625%
HK$65,679
+HK$3,289/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,780/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,848
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$65,834
−HK$2,018/mo
Today · 4.125%
HK$67,852
baseline
▲ 0.50% · 4.625%
HK$71,981
+HK$4,129/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$135,704/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,030
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,935
−HK$1,933/mo
Today · 4.125%
HK$74,868
baseline
▲ 0.50% · 4.625%
HK$78,814
+HK$3,946/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$149,736/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,490
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$76,807
−HK$2,354/mo
Today · 4.125%
HK$79,161
baseline
▲ 0.50% · 4.625%
HK$83,977
+HK$4,816/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$158,322/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,869
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$85,091
−HK$2,255/mo
Today · 4.125%
HK$87,346
baseline
▲ 0.50% · 4.625%
HK$91,950
+HK$4,604/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$174,692/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,772
−HK$6,006/mo
▼ 0.25% · 3.875%
HK$98,751
−HK$3,027/mo
Today · 4.125%
HK$101,778
baseline
▲ 0.50% · 4.625%
HK$107,971
+HK$6,193/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$203,556/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,546
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$109,403
−HK$2,899/mo
Today · 4.125%
HK$112,302
baseline
▲ 0.50% · 4.625%
HK$118,222
+HK$5,920/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$224,604/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,683 · Scale 2, in force from 26 Feb 2026)