LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,208
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,863
−HK$1,682/mo
Today · 4.125%
HK$56,545
baseline
▲ 0.50% · 4.625%
HK$59,985
+HK$3,440/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,090/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,194
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,781
−HK$1,611/mo
Today · 4.125%
HK$62,392
baseline
▲ 0.50% · 4.625%
HK$65,680
+HK$3,288/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,784/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,850
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$65,836
−HK$2,018/mo
Today · 4.125%
HK$67,854
baseline
▲ 0.50% · 4.625%
HK$71,983
+HK$4,129/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$135,708/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,032
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,937
−HK$1,933/mo
Today · 4.125%
HK$74,870
baseline
▲ 0.50% · 4.625%
HK$78,817
+HK$3,947/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$149,740/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,492
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$76,809
−HK$2,354/mo
Today · 4.125%
HK$79,163
baseline
▲ 0.50% · 4.625%
HK$83,980
+HK$4,817/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$158,326/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,871
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$85,094
−HK$2,254/mo
Today · 4.125%
HK$87,348
baseline
▲ 0.50% · 4.625%
HK$91,953
+HK$4,605/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$174,696/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,775
−HK$6,006/mo
▼ 0.25% · 3.875%
HK$98,754
−HK$3,027/mo
Today · 4.125%
HK$101,781
baseline
▲ 0.50% · 4.625%
HK$107,974
+HK$6,193/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$203,562/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,549
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$109,406
−HK$2,899/mo
Today · 4.125%
HK$112,305
baseline
▲ 0.50% · 4.625%
HK$118,225
+HK$5,920/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$224,610/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,709 · Scale 2, in force from 26 Feb 2026)