LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,211
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,866
−HK$1,682/mo
Today · 4.125%
HK$56,548
baseline
▲ 0.50% · 4.625%
HK$59,988
+HK$3,440/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,096/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,197
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,784
−HK$1,611/mo
Today · 4.125%
HK$62,395
baseline
▲ 0.50% · 4.625%
HK$65,684
+HK$3,289/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,790/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,853
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$65,839
−HK$2,018/mo
Today · 4.125%
HK$67,857
baseline
▲ 0.50% · 4.625%
HK$71,986
+HK$4,129/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$135,714/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,036
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,941
−HK$1,933/mo
Today · 4.125%
HK$74,874
baseline
▲ 0.50% · 4.625%
HK$78,820
+HK$3,946/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$149,748/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,495
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$76,812
−HK$2,355/mo
Today · 4.125%
HK$79,167
baseline
▲ 0.50% · 4.625%
HK$83,984
+HK$4,817/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$158,334/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,875
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$85,098
−HK$2,255/mo
Today · 4.125%
HK$87,353
baseline
▲ 0.50% · 4.625%
HK$91,957
+HK$4,604/mo
Deposit HK$7.00M · loan HK$16.33M · min. income ≈ HK$174,706/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,780
−HK$6,006/mo
▼ 0.25% · 3.875%
HK$98,759
−HK$3,027/mo
Today · 4.125%
HK$101,786
baseline
▲ 0.50% · 4.625%
HK$107,979
+HK$6,193/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$203,572/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,554
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$109,412
−HK$2,899/mo
Today · 4.125%
HK$112,311
baseline
▲ 0.50% · 4.625%
HK$118,231
+HK$5,920/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$224,622/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,759 · Scale 2, in force from 26 Feb 2026)