LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,212
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,867
−HK$1,681/mo
Today · 4.125%
HK$56,548
baseline
▲ 0.50% · 4.625%
HK$59,989
+HK$3,441/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,096/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,197
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,785
−HK$1,611/mo
Today · 4.125%
HK$62,396
baseline
▲ 0.50% · 4.625%
HK$65,685
+HK$3,289/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,792/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,854
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$65,840
−HK$2,018/mo
Today · 4.125%
HK$67,858
baseline
▲ 0.50% · 4.625%
HK$71,987
+HK$4,129/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$135,716/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,037
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,942
−HK$1,933/mo
Today · 4.125%
HK$74,875
baseline
▲ 0.50% · 4.625%
HK$78,821
+HK$3,946/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$149,750/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,496
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$76,813
−HK$2,355/mo
Today · 4.125%
HK$79,168
baseline
▲ 0.50% · 4.625%
HK$83,985
+HK$4,817/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$158,336/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,876
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$85,099
−HK$2,255/mo
Today · 4.125%
HK$87,354
baseline
▲ 0.50% · 4.625%
HK$91,958
+HK$4,604/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$174,708/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,781
−HK$6,006/mo
▼ 0.25% · 3.875%
HK$98,760
−HK$3,027/mo
Today · 4.125%
HK$101,787
baseline
▲ 0.50% · 4.625%
HK$107,981
+HK$6,194/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$203,574/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,555
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$109,413
−HK$2,899/mo
Today · 4.125%
HK$112,312
baseline
▲ 0.50% · 4.625%
HK$118,232
+HK$5,920/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$224,624/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,771 · Scale 2, in force from 26 Feb 2026)