LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,212
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,867
−HK$1,682/mo
Today · 4.125%
HK$56,549
baseline
▲ 0.50% · 4.625%
HK$59,990
+HK$3,441/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,098/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,198
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,785
−HK$1,611/mo
Today · 4.125%
HK$62,396
baseline
▲ 0.50% · 4.625%
HK$65,685
+HK$3,289/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,792/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,854
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,841
−HK$2,018/mo
Today · 4.125%
HK$67,859
baseline
▲ 0.50% · 4.625%
HK$71,988
+HK$4,129/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$135,718/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,037
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,943
−HK$1,932/mo
Today · 4.125%
HK$74,875
baseline
▲ 0.50% · 4.625%
HK$78,822
+HK$3,947/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$149,750/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,497
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$76,814
−HK$2,354/mo
Today · 4.125%
HK$79,168
baseline
▲ 0.50% · 4.625%
HK$83,986
+HK$4,818/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$158,336/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,877
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$85,100
−HK$2,254/mo
Today · 4.125%
HK$87,354
baseline
▲ 0.50% · 4.625%
HK$91,959
+HK$4,605/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$174,708/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,782
−HK$6,006/mo
▼ 0.25% · 3.875%
HK$98,761
−HK$3,027/mo
Today · 4.125%
HK$101,788
baseline
▲ 0.50% · 4.625%
HK$107,981
+HK$6,193/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$203,576/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,556
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$109,414
−HK$2,899/mo
Today · 4.125%
HK$112,313
baseline
▲ 0.50% · 4.625%
HK$118,233
+HK$5,920/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$224,626/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,778 · Scale 2, in force from 26 Feb 2026)