LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,213
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,869
−HK$1,681/mo
Today · 4.125%
HK$56,550
baseline
▲ 0.50% · 4.625%
HK$59,991
+HK$3,441/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,100/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,199
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,787
−HK$1,611/mo
Today · 4.125%
HK$62,398
baseline
▲ 0.50% · 4.625%
HK$65,687
+HK$3,289/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,796/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,856
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$65,842
−HK$2,018/mo
Today · 4.125%
HK$67,860
baseline
▲ 0.50% · 4.625%
HK$71,990
+HK$4,130/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$135,720/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,039
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,944
−HK$1,933/mo
Today · 4.125%
HK$74,877
baseline
▲ 0.50% · 4.625%
HK$78,824
+HK$3,947/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$149,754/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,499
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$76,816
−HK$2,354/mo
Today · 4.125%
HK$79,170
baseline
▲ 0.50% · 4.625%
HK$83,988
+HK$4,818/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$158,340/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,879
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$85,102
−HK$2,255/mo
Today · 4.125%
HK$87,357
baseline
▲ 0.50% · 4.625%
HK$91,961
+HK$4,604/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$174,714/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,784
−HK$6,007/mo
▼ 0.25% · 3.875%
HK$98,764
−HK$3,027/mo
Today · 4.125%
HK$101,791
baseline
▲ 0.50% · 4.625%
HK$107,984
+HK$6,193/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$203,582/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,559
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$109,417
−HK$2,899/mo
Today · 4.125%
HK$112,316
baseline
▲ 0.50% · 4.625%
HK$118,236
+HK$5,920/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$224,632/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,805 · Scale 2, in force from 26 Feb 2026)