LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,214
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,869
−HK$1,682/mo
Today · 4.125%
HK$56,551
baseline
▲ 0.50% · 4.625%
HK$59,992
+HK$3,441/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,102/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,200
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,788
−HK$1,611/mo
Today · 4.125%
HK$62,399
baseline
▲ 0.50% · 4.625%
HK$65,688
+HK$3,289/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,798/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,857
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$65,843
−HK$2,018/mo
Today · 4.125%
HK$67,861
baseline
▲ 0.50% · 4.625%
HK$71,991
+HK$4,130/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$135,722/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,040
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,946
−HK$1,932/mo
Today · 4.125%
HK$74,878
baseline
▲ 0.50% · 4.625%
HK$78,825
+HK$3,947/mo
Deposit HK$9.33M · loan HK$14.00M · min. income ≈ HK$149,756/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,500
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$76,817
−HK$2,355/mo
Today · 4.125%
HK$79,172
baseline
▲ 0.50% · 4.625%
HK$83,989
+HK$4,817/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$158,344/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,880
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$85,103
−HK$2,255/mo
Today · 4.125%
HK$87,358
baseline
▲ 0.50% · 4.625%
HK$91,963
+HK$4,605/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$174,716/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,786
−HK$6,006/mo
▼ 0.25% · 3.875%
HK$98,765
−HK$3,027/mo
Today · 4.125%
HK$101,792
baseline
▲ 0.50% · 4.625%
HK$107,986
+HK$6,194/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$203,584/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,561
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$109,418
−HK$2,900/mo
Today · 4.125%
HK$112,318
baseline
▲ 0.50% · 4.625%
HK$118,238
+HK$5,920/mo
Deposit HK$2.33M · loan HK$21.00M · min. income ≈ HK$224,636/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,821 · Scale 2, in force from 26 Feb 2026)