LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,219
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,875
−HK$1,681/mo
Today · 4.125%
HK$56,556
baseline
▲ 0.50% · 4.625%
HK$59,998
+HK$3,442/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,112/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,206
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,794
−HK$1,610/mo
Today · 4.125%
HK$62,404
baseline
▲ 0.50% · 4.625%
HK$65,694
+HK$3,290/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,808/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,863
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,849
−HK$2,019/mo
Today · 4.125%
HK$67,868
baseline
▲ 0.50% · 4.625%
HK$71,997
+HK$4,129/mo
Deposit HK$9.34M · loan HK$14.00M · min. income ≈ HK$135,736/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,047
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,952
−HK$1,933/mo
Today · 4.125%
HK$74,885
baseline
▲ 0.50% · 4.625%
HK$78,833
+HK$3,948/mo
Deposit HK$9.34M · loan HK$14.00M · min. income ≈ HK$149,770/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,507
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$76,824
−HK$2,355/mo
Today · 4.125%
HK$79,179
baseline
▲ 0.50% · 4.625%
HK$83,997
+HK$4,818/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$158,358/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,888
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$85,111
−HK$2,255/mo
Today · 4.125%
HK$87,366
baseline
▲ 0.50% · 4.625%
HK$91,971
+HK$4,605/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$174,732/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,794
−HK$6,008/mo
▼ 0.25% · 3.875%
HK$98,774
−HK$3,028/mo
Today · 4.125%
HK$101,802
baseline
▲ 0.50% · 4.625%
HK$107,996
+HK$6,194/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$203,604/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,570
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$109,428
−HK$2,900/mo
Today · 4.125%
HK$112,328
baseline
▲ 0.50% · 4.625%
HK$118,249
+HK$5,921/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$224,656/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,911 · Scale 2, in force from 26 Feb 2026)