LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,220
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,875
−HK$1,682/mo
Today · 4.125%
HK$56,557
baseline
▲ 0.50% · 4.625%
HK$59,999
+HK$3,442/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,114/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,207
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,794
−HK$1,611/mo
Today · 4.125%
HK$62,405
baseline
▲ 0.50% · 4.625%
HK$65,695
+HK$3,290/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,810/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,864
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,850
−HK$2,019/mo
Today · 4.125%
HK$67,869
baseline
▲ 0.50% · 4.625%
HK$71,998
+HK$4,129/mo
Deposit HK$9.34M · loan HK$14.00M · min. income ≈ HK$135,738/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,048
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,953
−HK$1,933/mo
Today · 4.125%
HK$74,886
baseline
▲ 0.50% · 4.625%
HK$78,834
+HK$3,948/mo
Deposit HK$9.34M · loan HK$14.00M · min. income ≈ HK$149,772/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,508
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$76,825
−HK$2,355/mo
Today · 4.125%
HK$79,180
baseline
▲ 0.50% · 4.625%
HK$83,998
+HK$4,818/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$158,360/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,889
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$85,112
−HK$2,255/mo
Today · 4.125%
HK$87,367
baseline
▲ 0.50% · 4.625%
HK$91,973
+HK$4,606/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$174,734/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,796
−HK$6,007/mo
▼ 0.25% · 3.875%
HK$98,776
−HK$3,027/mo
Today · 4.125%
HK$101,803
baseline
▲ 0.50% · 4.625%
HK$107,998
+HK$6,195/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$203,606/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,572
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$109,430
−HK$2,900/mo
Today · 4.125%
HK$112,330
baseline
▲ 0.50% · 4.625%
HK$118,251
+HK$5,921/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$224,660/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,926 · Scale 2, in force from 26 Feb 2026)