LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,221
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,876
−HK$1,682/mo
Today · 4.125%
HK$56,558
baseline
▲ 0.50% · 4.625%
HK$59,999
+HK$3,441/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,116/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,207
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,795
−HK$1,611/mo
Today · 4.125%
HK$62,406
baseline
▲ 0.50% · 4.625%
HK$65,696
+HK$3,290/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,812/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,865
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,851
−HK$2,019/mo
Today · 4.125%
HK$67,870
baseline
▲ 0.50% · 4.625%
HK$71,999
+HK$4,129/mo
Deposit HK$9.34M · loan HK$14.00M · min. income ≈ HK$135,740/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,049
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,954
−HK$1,933/mo
Today · 4.125%
HK$74,887
baseline
▲ 0.50% · 4.625%
HK$78,835
+HK$3,948/mo
Deposit HK$9.34M · loan HK$14.00M · min. income ≈ HK$149,774/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,509
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$76,826
−HK$2,355/mo
Today · 4.125%
HK$79,181
baseline
▲ 0.50% · 4.625%
HK$83,999
+HK$4,818/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$158,362/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,890
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$85,113
−HK$2,256/mo
Today · 4.125%
HK$87,369
baseline
▲ 0.50% · 4.625%
HK$91,974
+HK$4,605/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$174,738/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,797
−HK$6,007/mo
▼ 0.25% · 3.875%
HK$98,777
−HK$3,027/mo
Today · 4.125%
HK$101,804
baseline
▲ 0.50% · 4.625%
HK$107,999
+HK$6,195/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$203,608/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,573
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$109,431
−HK$2,900/mo
Today · 4.125%
HK$112,331
baseline
▲ 0.50% · 4.625%
HK$118,252
+HK$5,921/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$224,662/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,939 · Scale 2, in force from 26 Feb 2026)