LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,221
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,877
−HK$1,682/mo
Today · 4.125%
HK$56,559
baseline
▲ 0.50% · 4.625%
HK$60,000
+HK$3,441/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,118/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,208
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,796
−HK$1,611/mo
Today · 4.125%
HK$62,407
baseline
▲ 0.50% · 4.625%
HK$65,696
+HK$3,289/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,814/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,865
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,852
−HK$2,018/mo
Today · 4.125%
HK$67,870
baseline
▲ 0.50% · 4.625%
HK$72,000
+HK$4,130/mo
Deposit HK$9.34M · loan HK$14.00M · min. income ≈ HK$135,740/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,050
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,955
−HK$1,933/mo
Today · 4.125%
HK$74,888
baseline
▲ 0.50% · 4.625%
HK$78,836
+HK$3,948/mo
Deposit HK$9.34M · loan HK$14.00M · min. income ≈ HK$149,776/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,510
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$76,827
−HK$2,355/mo
Today · 4.125%
HK$79,182
baseline
▲ 0.50% · 4.625%
HK$84,000
+HK$4,818/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$158,364/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,891
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$85,114
−HK$2,256/mo
Today · 4.125%
HK$87,370
baseline
▲ 0.50% · 4.625%
HK$91,975
+HK$4,605/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$174,740/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,798
−HK$6,008/mo
▼ 0.25% · 3.875%
HK$98,778
−HK$3,028/mo
Today · 4.125%
HK$101,806
baseline
▲ 0.50% · 4.625%
HK$108,000
+HK$6,194/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$203,612/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,575
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$109,433
−HK$2,899/mo
Today · 4.125%
HK$112,332
baseline
▲ 0.50% · 4.625%
HK$118,254
+HK$5,922/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$224,664/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,951 · Scale 2, in force from 26 Feb 2026)