LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,222
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,877
−HK$1,682/mo
Today · 4.125%
HK$56,559
baseline
▲ 0.50% · 4.625%
HK$60,001
+HK$3,442/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,118/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,209
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,797
−HK$1,610/mo
Today · 4.125%
HK$62,407
baseline
▲ 0.50% · 4.625%
HK$65,697
+HK$3,290/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,814/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,866
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,853
−HK$2,018/mo
Today · 4.125%
HK$67,871
baseline
▲ 0.50% · 4.625%
HK$72,001
+HK$4,130/mo
Deposit HK$9.34M · loan HK$14.00M · min. income ≈ HK$135,742/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,050
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,956
−HK$1,933/mo
Today · 4.125%
HK$74,889
baseline
▲ 0.50% · 4.625%
HK$78,836
+HK$3,947/mo
Deposit HK$9.34M · loan HK$14.00M · min. income ≈ HK$149,778/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,510
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$76,828
−HK$2,355/mo
Today · 4.125%
HK$79,183
baseline
▲ 0.50% · 4.625%
HK$84,001
+HK$4,818/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$158,366/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,892
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$85,115
−HK$2,255/mo
Today · 4.125%
HK$87,370
baseline
▲ 0.50% · 4.625%
HK$91,976
+HK$4,606/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$174,740/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,799
−HK$6,008/mo
▼ 0.25% · 3.875%
HK$98,779
−HK$3,028/mo
Today · 4.125%
HK$101,807
baseline
▲ 0.50% · 4.625%
HK$108,001
+HK$6,194/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$203,614/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,576
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$109,434
−HK$2,899/mo
Today · 4.125%
HK$112,333
baseline
▲ 0.50% · 4.625%
HK$118,255
+HK$5,922/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$224,666/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,960 · Scale 2, in force from 26 Feb 2026)