LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,223
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,878
−HK$1,682/mo
Today · 4.125%
HK$56,560
baseline
▲ 0.50% · 4.625%
HK$60,002
+HK$3,442/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,120/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,210
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,798
−HK$1,611/mo
Today · 4.125%
HK$62,409
baseline
▲ 0.50% · 4.625%
HK$65,698
+HK$3,289/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,818/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,867
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,854
−HK$2,018/mo
Today · 4.125%
HK$67,872
baseline
▲ 0.50% · 4.625%
HK$72,002
+HK$4,130/mo
Deposit HK$9.34M · loan HK$14.00M · min. income ≈ HK$135,744/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,052
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,957
−HK$1,934/mo
Today · 4.125%
HK$74,891
baseline
▲ 0.50% · 4.625%
HK$78,838
+HK$3,947/mo
Deposit HK$9.34M · loan HK$14.00M · min. income ≈ HK$149,782/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,512
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$76,830
−HK$2,355/mo
Today · 4.125%
HK$79,185
baseline
▲ 0.50% · 4.625%
HK$84,003
+HK$4,818/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$158,370/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,894
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$85,117
−HK$2,255/mo
Today · 4.125%
HK$87,372
baseline
▲ 0.50% · 4.625%
HK$91,978
+HK$4,606/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$174,744/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,801
−HK$6,008/mo
▼ 0.25% · 3.875%
HK$98,781
−HK$3,028/mo
Today · 4.125%
HK$101,809
baseline
▲ 0.50% · 4.625%
HK$108,003
+HK$6,194/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$203,618/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,578
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$109,436
−HK$2,900/mo
Today · 4.125%
HK$112,336
baseline
▲ 0.50% · 4.625%
HK$118,257
+HK$5,921/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$224,672/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,981 · Scale 2, in force from 26 Feb 2026)