LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,223
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,879
−HK$1,682/mo
Today · 4.125%
HK$56,561
baseline
▲ 0.50% · 4.625%
HK$60,002
+HK$3,441/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,122/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,210
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,798
−HK$1,611/mo
Today · 4.125%
HK$62,409
baseline
▲ 0.50% · 4.625%
HK$65,699
+HK$3,290/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,818/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$991,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,868
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,854
−HK$2,019/mo
Today · 4.125%
HK$67,873
baseline
▲ 0.50% · 4.625%
HK$72,003
+HK$4,130/mo
Deposit HK$9.34M · loan HK$14.00M · min. income ≈ HK$135,746/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,052
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,958
−HK$1,933/mo
Today · 4.125%
HK$74,891
baseline
▲ 0.50% · 4.625%
HK$78,839
+HK$3,948/mo
Deposit HK$9.34M · loan HK$14.00M · min. income ≈ HK$149,782/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$991,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,512
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$76,830
−HK$2,355/mo
Today · 4.125%
HK$79,185
baseline
▲ 0.50% · 4.625%
HK$84,003
+HK$4,818/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$158,370/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,894
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$85,118
−HK$2,255/mo
Today · 4.125%
HK$87,373
baseline
▲ 0.50% · 4.625%
HK$91,978
+HK$4,605/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$174,746/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$991,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,802
−HK$6,007/mo
▼ 0.25% · 3.875%
HK$98,782
−HK$3,027/mo
Today · 4.125%
HK$101,809
baseline
▲ 0.50% · 4.625%
HK$108,004
+HK$6,195/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$203,618/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,579
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$109,437
−HK$2,900/mo
Today · 4.125%
HK$112,337
baseline
▲ 0.50% · 4.625%
HK$118,258
+HK$5,921/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$224,674/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$991,988 · Scale 2, in force from 26 Feb 2026)