LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,225
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,880
−HK$1,683/mo
Today · 4.125%
HK$56,563
baseline
▲ 0.50% · 4.625%
HK$60,004
+HK$3,441/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,126/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$992,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,212
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,800
−HK$1,611/mo
Today · 4.125%
HK$62,411
baseline
▲ 0.50% · 4.625%
HK$65,701
+HK$3,290/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,822/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$992,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,870
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,857
−HK$2,018/mo
Today · 4.125%
HK$67,875
baseline
▲ 0.50% · 4.625%
HK$72,005
+HK$4,130/mo
Deposit HK$9.34M · loan HK$14.00M · min. income ≈ HK$135,750/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,055
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,960
−HK$1,933/mo
Today · 4.125%
HK$74,893
baseline
▲ 0.50% · 4.625%
HK$78,841
+HK$3,948/mo
Deposit HK$9.34M · loan HK$14.00M · min. income ≈ HK$149,786/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,515
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$76,833
−HK$2,355/mo
Today · 4.125%
HK$79,188
baseline
▲ 0.50% · 4.625%
HK$84,006
+HK$4,818/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$158,376/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$992,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,897
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$85,120
−HK$2,256/mo
Today · 4.125%
HK$87,376
baseline
▲ 0.50% · 4.625%
HK$91,981
+HK$4,605/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$174,752/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$992,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,805
−HK$6,008/mo
▼ 0.25% · 3.875%
HK$98,785
−HK$3,028/mo
Today · 4.125%
HK$101,813
baseline
▲ 0.50% · 4.625%
HK$108,008
+HK$6,195/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$203,626/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,582
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$109,440
−HK$2,900/mo
Today · 4.125%
HK$112,340
baseline
▲ 0.50% · 4.625%
HK$118,262
+HK$5,922/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$224,680/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,020 · Scale 2, in force from 26 Feb 2026)