LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,225
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,881
−HK$1,682/mo
Today · 4.125%
HK$56,563
baseline
▲ 0.50% · 4.625%
HK$60,005
+HK$3,442/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,126/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$992,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,213
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,801
−HK$1,611/mo
Today · 4.125%
HK$62,412
baseline
▲ 0.50% · 4.625%
HK$65,702
+HK$3,290/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,824/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$992,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,871
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,857
−HK$2,019/mo
Today · 4.125%
HK$67,876
baseline
▲ 0.50% · 4.625%
HK$72,006
+HK$4,130/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$135,752/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,055
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,961
−HK$1,933/mo
Today · 4.125%
HK$74,894
baseline
▲ 0.50% · 4.625%
HK$78,842
+HK$3,948/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$149,788/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,516
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$76,833
−HK$2,355/mo
Today · 4.125%
HK$79,188
baseline
▲ 0.50% · 4.625%
HK$84,007
+HK$4,819/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$158,376/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$992,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,898
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$85,121
−HK$2,256/mo
Today · 4.125%
HK$87,377
baseline
▲ 0.50% · 4.625%
HK$91,982
+HK$4,605/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$174,754/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$992,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,806
−HK$6,008/mo
▼ 0.25% · 3.875%
HK$98,786
−HK$3,028/mo
Today · 4.125%
HK$101,814
baseline
▲ 0.50% · 4.625%
HK$108,009
+HK$6,195/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$203,628/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,583
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$109,442
−HK$2,899/mo
Today · 4.125%
HK$112,341
baseline
▲ 0.50% · 4.625%
HK$118,263
+HK$5,922/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$224,682/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,030 · Scale 2, in force from 26 Feb 2026)