LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,226
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,882
−HK$1,682/mo
Today · 4.125%
HK$56,564
baseline
▲ 0.50% · 4.625%
HK$60,006
+HK$3,442/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,128/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$992,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,214
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,802
−HK$1,611/mo
Today · 4.125%
HK$62,413
baseline
▲ 0.50% · 4.625%
HK$65,703
+HK$3,290/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,826/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$992,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,872
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,858
−HK$2,019/mo
Today · 4.125%
HK$67,877
baseline
▲ 0.50% · 4.625%
HK$72,007
+HK$4,130/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$135,754/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,057
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,962
−HK$1,934/mo
Today · 4.125%
HK$74,896
baseline
▲ 0.50% · 4.625%
HK$78,843
+HK$3,947/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$149,792/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,517
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$76,835
−HK$2,355/mo
Today · 4.125%
HK$79,190
baseline
▲ 0.50% · 4.625%
HK$84,008
+HK$4,818/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$158,380/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$992,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,899
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$85,123
−HK$2,255/mo
Today · 4.125%
HK$87,378
baseline
▲ 0.50% · 4.625%
HK$91,984
+HK$4,606/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$174,756/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$992,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,808
−HK$6,008/mo
▼ 0.25% · 3.875%
HK$98,788
−HK$3,028/mo
Today · 4.125%
HK$101,816
baseline
▲ 0.50% · 4.625%
HK$108,011
+HK$6,195/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$203,632/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,585
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$109,443
−HK$2,900/mo
Today · 4.125%
HK$112,343
baseline
▲ 0.50% · 4.625%
HK$118,265
+HK$5,922/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$224,686/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,048 · Scale 2, in force from 26 Feb 2026)