LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,228
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,883
−HK$1,683/mo
Today · 4.125%
HK$56,566
baseline
▲ 0.50% · 4.625%
HK$60,007
+HK$3,441/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,132/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$992,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,215
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,803
−HK$1,611/mo
Today · 4.125%
HK$62,414
baseline
▲ 0.50% · 4.625%
HK$65,704
+HK$3,290/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,828/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$992,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,873
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,860
−HK$2,019/mo
Today · 4.125%
HK$67,879
baseline
▲ 0.50% · 4.625%
HK$72,009
+HK$4,130/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$135,758/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,058
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,964
−HK$1,933/mo
Today · 4.125%
HK$74,897
baseline
▲ 0.50% · 4.625%
HK$78,845
+HK$3,948/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$149,794/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,519
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$76,837
−HK$2,355/mo
Today · 4.125%
HK$79,192
baseline
▲ 0.50% · 4.625%
HK$84,010
+HK$4,818/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$158,384/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$992,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,901
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$85,125
−HK$2,255/mo
Today · 4.125%
HK$87,380
baseline
▲ 0.50% · 4.625%
HK$91,986
+HK$4,606/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$174,760/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$992,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,810
−HK$6,008/mo
▼ 0.25% · 3.875%
HK$98,790
−HK$3,028/mo
Today · 4.125%
HK$101,818
baseline
▲ 0.50% · 4.625%
HK$108,013
+HK$6,195/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$203,636/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,587
−HK$5,759/mo
▼ 0.25% · 3.875%
HK$109,446
−HK$2,900/mo
Today · 4.125%
HK$112,346
baseline
▲ 0.50% · 4.625%
HK$118,268
+HK$5,922/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$224,692/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,072 · Scale 2, in force from 26 Feb 2026)