LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,234
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,889
−HK$1,683/mo
Today · 4.125%
HK$56,572
baseline
▲ 0.50% · 4.625%
HK$60,014
+HK$3,442/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,144/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$992,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,222
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,810
−HK$1,611/mo
Today · 4.125%
HK$62,421
baseline
▲ 0.50% · 4.625%
HK$65,712
+HK$3,291/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,842/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$992,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,880
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,867
−HK$2,019/mo
Today · 4.125%
HK$67,886
baseline
▲ 0.50% · 4.625%
HK$72,017
+HK$4,131/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$135,772/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,066
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,972
−HK$1,934/mo
Today · 4.125%
HK$74,906
baseline
▲ 0.50% · 4.625%
HK$78,854
+HK$3,948/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$149,812/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,527
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$76,845
−HK$2,355/mo
Today · 4.125%
HK$79,200
baseline
▲ 0.50% · 4.625%
HK$84,020
+HK$4,820/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$158,400/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,910
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$85,134
−HK$2,256/mo
Today · 4.125%
HK$87,390
baseline
▲ 0.50% · 4.625%
HK$91,996
+HK$4,606/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$174,780/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,820
−HK$6,009/mo
▼ 0.25% · 3.875%
HK$98,801
−HK$3,028/mo
Today · 4.125%
HK$101,829
baseline
▲ 0.50% · 4.625%
HK$108,025
+HK$6,196/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$203,658/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,599
−HK$5,759/mo
▼ 0.25% · 3.875%
HK$109,458
−HK$2,900/mo
Today · 4.125%
HK$112,358
baseline
▲ 0.50% · 4.625%
HK$118,281
+HK$5,923/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$224,716/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,180 · Scale 2, in force from 26 Feb 2026)