LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,234
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,890
−HK$1,682/mo
Today · 4.125%
HK$56,572
baseline
▲ 0.50% · 4.625%
HK$60,014
+HK$3,442/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,144/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$992,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,222
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,810
−HK$1,612/mo
Today · 4.125%
HK$62,422
baseline
▲ 0.50% · 4.625%
HK$65,712
+HK$3,290/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,844/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$992,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,880
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,867
−HK$2,019/mo
Today · 4.125%
HK$67,886
baseline
▲ 0.50% · 4.625%
HK$72,017
+HK$4,131/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$135,772/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,066
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,972
−HK$1,934/mo
Today · 4.125%
HK$74,906
baseline
▲ 0.50% · 4.625%
HK$78,854
+HK$3,948/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$149,812/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,527
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$76,845
−HK$2,356/mo
Today · 4.125%
HK$79,201
baseline
▲ 0.50% · 4.625%
HK$84,020
+HK$4,819/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$158,402/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,911
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$85,134
−HK$2,256/mo
Today · 4.125%
HK$87,390
baseline
▲ 0.50% · 4.625%
HK$91,997
+HK$4,607/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$174,780/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,821
−HK$6,008/mo
▼ 0.25% · 3.875%
HK$98,801
−HK$3,028/mo
Today · 4.125%
HK$101,829
baseline
▲ 0.50% · 4.625%
HK$108,025
+HK$6,196/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$203,658/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,599
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$109,458
−HK$2,901/mo
Today · 4.125%
HK$112,359
baseline
▲ 0.50% · 4.625%
HK$118,281
+HK$5,922/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$224,718/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,183 · Scale 2, in force from 26 Feb 2026)