LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,237
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,893
−HK$1,683/mo
Today · 4.125%
HK$56,576
baseline
▲ 0.50% · 4.625%
HK$60,018
+HK$3,442/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,152/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,226
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,814
−HK$1,612/mo
Today · 4.125%
HK$62,426
baseline
▲ 0.50% · 4.625%
HK$65,716
+HK$3,290/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,852/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,885
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,872
−HK$2,019/mo
Today · 4.125%
HK$67,891
baseline
▲ 0.50% · 4.625%
HK$72,022
+HK$4,131/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$135,782/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,071
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,977
−HK$1,934/mo
Today · 4.125%
HK$74,911
baseline
▲ 0.50% · 4.625%
HK$78,859
+HK$3,948/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$149,822/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,532
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$76,850
−HK$2,356/mo
Today · 4.125%
HK$79,206
baseline
▲ 0.50% · 4.625%
HK$84,025
+HK$4,819/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$158,412/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,916
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$85,140
−HK$2,256/mo
Today · 4.125%
HK$87,396
baseline
▲ 0.50% · 4.625%
HK$92,002
+HK$4,606/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$174,792/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,827
−HK$6,009/mo
▼ 0.25% · 3.875%
HK$98,808
−HK$3,028/mo
Today · 4.125%
HK$101,836
baseline
▲ 0.50% · 4.625%
HK$108,032
+HK$6,196/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$203,672/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,606
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$109,465
−HK$2,901/mo
Today · 4.125%
HK$112,366
baseline
▲ 0.50% · 4.625%
HK$118,289
+HK$5,923/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$224,732/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,247 · Scale 2, in force from 26 Feb 2026)