LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,237
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,893
−HK$1,683/mo
Today · 4.125%
HK$56,576
baseline
▲ 0.50% · 4.625%
HK$60,018
+HK$3,442/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,152/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,226
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,815
−HK$1,611/mo
Today · 4.125%
HK$62,426
baseline
▲ 0.50% · 4.625%
HK$65,716
+HK$3,290/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,852/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,885
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,872
−HK$2,019/mo
Today · 4.125%
HK$67,891
baseline
▲ 0.50% · 4.625%
HK$72,022
+HK$4,131/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$135,782/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,071
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,977
−HK$1,934/mo
Today · 4.125%
HK$74,911
baseline
▲ 0.50% · 4.625%
HK$78,860
+HK$3,949/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$149,822/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,532
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$76,851
−HK$2,355/mo
Today · 4.125%
HK$79,206
baseline
▲ 0.50% · 4.625%
HK$84,026
+HK$4,820/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$158,412/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,917
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$85,140
−HK$2,256/mo
Today · 4.125%
HK$87,396
baseline
▲ 0.50% · 4.625%
HK$92,003
+HK$4,607/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$174,792/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,827
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$98,808
−HK$3,029/mo
Today · 4.125%
HK$101,837
baseline
▲ 0.50% · 4.625%
HK$108,033
+HK$6,196/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$203,674/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,607
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$109,466
−HK$2,901/mo
Today · 4.125%
HK$112,367
baseline
▲ 0.50% · 4.625%
HK$118,290
+HK$5,923/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$224,734/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,254 · Scale 2, in force from 26 Feb 2026)